Michele 678-427-8070 / Ross 404-252-7965

About

Perloe Financial is a firm with a solid commitment to helping clients plan for a secure retirement. More than 25 years ago, Ross Perloe started providing sound financial solutions. His wife Michele specializes in protecting assets with long term care insurance.

Michele Perloe

For years Michele Perloe noticed most people did not have a plan for the financial costs and burdens of aging. With a background in corporate sales management and consulting, she saw first-hand how many of her friends and coworkers did not have the proper strategies in place to not only grow their wealth safely, but protect their future retirement income and life savings from the emotional, and financial costs and burdens of an extended Long Term Health Care event.

She knew, as a wife, mother and caretaker how a Long Term Care event can be a burden on loved ones. She has spent the last few years taking care of her father and stepmother…from the daily trips to the doctors, to the emergency calls in the middle of the night…she understands the emotional and financial toll that caretaking has on families.

Michele knows that when families do not have the resources to care for a loved one, it can impact lifestyle and quality of their care. Michele knows that simple, affordable steps can ease the burden and protect income and assets.

Perloe Financial represents the top companies in LTC planning. Michele understands how these plans work, how they get underwritten, and how they can help protect the savings and future retirements of her clients.

Michele looks forward to bringing her knowledge and passion to your long term care planning.

Ross Perloe CFP®,CLU®, CLTC

I began my financial services career in 1993 and quickly discovered how vulnerable both families and businesses were to the possibility of economic hardship. They were left unable to cope with the burden of financial obligations due to gaps in their overall financial planning. Even those with the best of intentions, people often failed. They failed because they never built a strong foundation of risk management that could have protected themselves and their families if the unthinkable ever happened.

The longer I live and the more I see, my beliefs in smart foundational planning have been reinforced. Comprehensive insurance planning remains an integral part of any wealth building strategy…no matter how large or small. To this day I work closely with my clients to build a strategy for their savings and investments that adds safety, efficiency, predictability and control by using insurance-based solutions whenever appropriate.

I graduated from the Wharton School at the University of Pennsylvania in 1976 with a B.S in Economics with a major in Finance. I’m a Certified Financial Planner®, A Chartered Life Underwriter®, and I’m Certified in Long Term Care.

I look forward to talking with you soon.

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Testimonials

About fifteen years ago, my wife, Myra and I had the distinct pleasure of being connected to Ross Perloe of Perloe Financial via the Central Conference of Reform Rabbis (CCAR) in order to learn more about long-term care insurance. This connection has proven to lead us to one of the most wise and vital decisions we have made regarding our healthcare for the future. It is thanks to the professionalism and expert knowledge of Ross Perloe, that we purchased our long-term care policies, at a time when we never dreamed we would need them. They have turned out to be invaluable. At the time we met with Ross, we were in good health—not struggling with any issues; despite the fact that Myra had thankfully survived pancreatic cancer previously. During our discussion he explained that because we were in good health it would be far easier to obtain long-term care insurance. He listened to our needs and goals carefully, always followed up, and allowed us to make an informed decision. I recall jovially saying to Ross in appreciation for all he did to advise us and make this decision such a smooth process, and since we were in good health, “let’s meet in thirty or forty years, and he could buy us a drink to celebrate the fact that we bought policies from him that we never had to use.” Well, life always has some unexpected twists and turns, and since that time, I was diagnosed with Parkinson’s Disease and Myra was successfully treated for ovarian cancer. However, we feel we owe Ross that drink to toast the fact that thankfully due to his guidance, we had these policies when we both so very much unexpectedly needed them. I do not know how we would have managed had Ross not appeared in our lives, providing us with the pertinent details that enabled us to make one of the best decisions for our future. These policies have provided us with exemplary, affordable in-home care when each of us has needed qualified professionals to assist us in a variety of daily living and medical necessities. We are now able to enjoy our retirement as we continue to receive the care we require. Although these conditions we each were dealt with were unexpected; we are grateful for having had the fortitude to follow Ross Perloe’s professional recommendations on long-term care policies, as we now can rest assured we are covered properly. Myra and I highly recommend and endorse him and his company to anyone who is interested in learning more about his services. He is the consummate professional, personable, experienced and compassionate. We can’t thank him enough.
Merle E. SingerBoca Raton, FL