For years Michele Perloe noticed most people did not have a plan for the financial costs and burdens of aging. With a background in corporate sales management and consulting, she saw first-hand how many of her friends and coworkers did not have the proper strategies in place to not only grow their wealth safely, but protect their future retirement income and life savings from the emotional, and financial costs and burdens of an extended Long Term Health Care event.
She knew, as a wife, mother and caretaker how a Long Term Care event can be a burden on loved ones. She has spent the last few years taking care of her father and stepmother…from the daily trips to the doctors, to the emergency calls in the middle of the night…she understands the emotional and financial toll that caretaking has on families.
Michele knows that when families do not have the resources to care for a loved one, it can impact lifestyle and quality of their care. Michele knows that simple, affordable steps can ease the burden and protect income and assets.
Perloe Financial represents the top companies in LTC planning. Michele understands how these plans work, how they get underwritten, and how they can help protect the savings and future retirements of her clients.
Michele looks forward to bringing her knowledge and passion to your long term care planning.
Ross Perloe CFP®,CLU®, CLTC
I began my financial services career in 1993 and quickly discovered how vulnerable both families and businesses were to the possibility of economic hardship. They were left unable to cope with the burden of financial obligations due to gaps in their overall financial planning. Even those with the best of intentions, people often failed. They failed because they never built a strong foundation of risk management that could have protected themselves and their families if the unthinkable ever happened.
The longer I live and the more I see, my beliefs in smart foundational planning have been reinforced. Comprehensive insurance planning remains an integral part of any wealth building strategy…no matter how large or small. To this day I work closely with my clients to build a strategy for their savings and investments that adds safety, efficiency, predictability and control by using insurance-based solutions whenever appropriate.
I graduated from the Wharton School at the University of Pennsylvania in 1976 with a B.S in Economics with a major in Finance. I’m a Certified Financial Planner®, A Chartered Life Underwriter®, and I’m Certified in Long Term Care.
I look forward to talking with you soon.